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✨2025✨ The 8 interest rate announcements for 2025. Starting in just 2 weeks, the Bank of Canada’s current policy rate is 3.25%. Most...

Have you been preapproved yet?✨ A preapproval is the first step in the mortgage process. Completing the preapproval process allows you to...

Holding Company Also known as a HOLDCO, a holding company’s main purpose is to hold assets. Different than an operating company, a...

✨Bridge Financing✨   Bridge financing, also called a bridge loan, is a way to help bridge the gap between buying a new property and...

Many changes in Canadian mortgage rules have recently been announced by the Canadian government. These changes are designed to enhance...

With so many questions, it’s difficult to block out the noise to decide what mortgage product is best for you. We’re here to simplify the...

Land transfer tax is a provincial tax imposed on home buyers, when ownership of the land is transferred from one persons name to another....

1. 📍 Location: Close to work, schools, and amenities? 2. 💰 Budget: Stay within your financial comfort zone. 3. 🏡 Size: Does it fit...

When applying for a mortgage, several financial factors are evaluated to determine your eligibility and terms of the loan.⬇️ 1. Income...

Why are more and more people choosing the broker channel to plan their mortgage?⬇️ The answer is obvious isn’t it? The BEST product your...

New to budgeting? Follow the 50-30-20 rule to get started.✨ 1. 50% for Needs: This portion of your income should go towards essential...

There’s more to your mortgage than just the interest rate.✨ Although the interest rate is an important component in your mortgage, there...

Are you looking to access equity in your home without breaking your current mortgage and paying penalties? 💰 - A home equity line of...

A new year brings new opportunities.✨ When it comes to home ownership, there are many ways you can prepare yourself for an approval this...

The New to Canada 🇨🇦 program is designed for individuals who have recently moved to Canada and are looking to purchase a home. These...

✨Organizing your documents ✨ ✨When applying for a mortgage, there are documents that you will need to provide to the lender in order to...

Mortgage insurance, also known as mortgage default insurance is a type of insurance that lenders use to protect themselves against the...

How to obtain lower monthly payments on your next renewal. ⬇️ ✨Tip: extend your amortization back to 25/30 years.✨ Did you know during...

There are generally two ways to qualify for a self employed mortgage. 1. If you have been self employed for at least 2 years and can show...

1. Visit thinkvinkmortgages.ca. 2. Click apply now! 3. Fill out the mortgage application and submit.✔️ Wondering what information is...